STUDY ANYWHERE, ANYTIME WITH OK-LIFE-ACCIDENT-AND-HEALTH-OR-SICKNESS-PRODUCER PDF DUMPS FILE

Study Anywhere, Anytime With Ok-Life-Accident-and-Health-or-Sickness-Producer PDF Dumps File

Study Anywhere, Anytime With Ok-Life-Accident-and-Health-or-Sickness-Producer PDF Dumps File

Blog Article

Tags: Ok-Life-Accident-and-Health-or-Sickness-Producer Reliable Exam Tutorial, Test Ok-Life-Accident-and-Health-or-Sickness-Producer Simulator Online, Ok-Life-Accident-and-Health-or-Sickness-Producer Latest Test Practice, Latest Ok-Life-Accident-and-Health-or-Sickness-Producer Study Materials, Study Ok-Life-Accident-and-Health-or-Sickness-Producer Plan

The Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer certification is on trending nowadays, and many IT aspirants are trying to get it. Success in the Ok-Life-Accident-and-Health-or-Sickness-Producer test helps you land well-paying jobs. Additionally, the Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer certification exam is also beneficial to get promotions in your current company. But the main problem that every applicant faces while preparing for the Ok-Life-Accident-and-Health-or-Sickness-Producer Certification test is not finding updated Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer practice questions.

With the help of our Ok-Life-Accident-and-Health-or-Sickness-Producer practice materials, you can successfully pass the actual exam with might redoubled. Our company owns the most popular reputation in this field by providing not only the best ever Ok-Life-Accident-and-Health-or-Sickness-Producer study guide but also the most efficient customers’ servers. We can lead you the best and the fastest way to reach for the certification of Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Dumps and achieve your desired higher salary by getting a more important position in the company.

>> Ok-Life-Accident-and-Health-or-Sickness-Producer Reliable Exam Tutorial <<

Test Ok-Life-Accident-and-Health-or-Sickness-Producer Simulator Online, Ok-Life-Accident-and-Health-or-Sickness-Producer Latest Test Practice

Forget your daydream! Forget living in cloud-cuckoo-land! Just be down-to-earth to prepare for an IT certification. Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer latest exam sample questions on our website are free to download for your reference. If you still want to find a valid dump, our website will be your beginning. Our Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Latest Exam sample questions are a small part of our real products. If you think the free version is excellent, you can purchase our complete version.

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Exam Sample Questions (Q131-Q136):

NEW QUESTION # 131
Every licensee must keep records pertaining to insurance transactions for how many years?

  • A. 0
  • B. 1
  • C. 2
  • D. 3

Answer: B

Explanation:
Oklahoma insurance law requires licensed insurance producers to maintain records of insurance transactions for a minimum of5 years, as specified in Title 36 O.S. § 1435.13. This ensures compliance with regulatory oversight and allows for audits or investigations by the Oklahoma Insurance Department.
* Option A: Incorrect. 3 years is insufficient per Oklahoma law.
* Option B: Correct. Licensees must keep records for 5 years.
* Option C: Incorrect. 7 years exceeds the requirement.
* Option D: Incorrect. 10 years is not mandated by Oklahoma insurance regulations.
This question falls under the Prometric content outline section on "State Insurance Statutes, Rules, and Regulations," which includes recordkeeping requirements.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section: State- Specific Knowledge - Licensing Requirements).
Oklahoma Insurance Department, Title 36 O.S. § 1435.13 (producer recordkeeping).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.


NEW QUESTION # 132
What type of policy pays an amount per day for hospitalization directly to the insured regardless of the insured's other health insurance?

  • A. Hospital indemnity
  • B. Blanket
  • C. Limited-amount per diem
  • D. Medigap

Answer: A

Explanation:
Ahospital indemnity policypays a fixed daily, weekly, or monthly benefit directly to the insured for hospitalization, regardless of other insurance coverage or actual expenses incurred. This is a supplemental policy common in Oklahoma (Title 36 O.S. § 4405).
* Option A: Incorrect. "Limited-amount per diem" is not a standard insurance term.
* Option B: Incorrect. Blanket policies cover groups for specific risks, not individual hospitalization benefits.
* Option C: Incorrect. Medigap covers Medicare gaps, not fixed hospitalization payments.
* Option D: Correct. Hospital indemnity policies pay a fixed amount per day for hospitalization.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Accident and Health Insurance).
Oklahoma Insurance Department, Title 36 O.S. § 4405 (health insurance provisions).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.


NEW QUESTION # 133
A form of an accelerated death benefit is a

  • A. home care benefit.
  • B. terminal illness settlement benefit.
  • C. nonforfeiture extended term benefit.
  • D. cost of living benefit.

Answer: B

Explanation:
Anaccelerated death benefit (ADB)provision allows an insured to receive a portion of the life insurance death benefit before death under specific conditions, such as aterminal illness. Theterminal illness settlement benefitis a form of ADB, providing funds for medical or personal needs, as regulated in Oklahoma (Title 36 O.S. § 4051).
* Option A: Incorrect. A home care benefit relates to long-term care, not ADB.
* Option B: Incorrect. A nonforfeiture extended term benefit is a policy lapse option, not an ADB.
* Option C: Correct. A terminal illness settlement benefit is a type of accelerated death benefit.
* Option D: Incorrect. A cost of living benefit adjusts benefits for inflation, not an ADB.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Life Insurance Provisions).
Oklahoma Insurance Department, Title 36 O.S. § 4051 (accelerated benefits).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.


NEW QUESTION # 134
An alien insurer is which one of the following?

  • A. One formed under the laws of a state other than Oklahoma.
  • B. One formed under the laws of a country other than the United States of America.
  • C. One formed under the laws of a state geographically bordering Oklahoma.
  • D. One formed under the laws of Oklahoma.

Answer: B

Explanation:
Analien insurer, as defined in Oklahoma's Insurance Code (Title 36 O.S. § 105), is an insurance company formed under the laws of a country other than the United States. This distinguishes it from domestic insurers (formed in Oklahoma) and foreign insurers (formed in another U.S. state).
* Option A: Incorrect. An insurer formed in Oklahoma is a domestic insurer.
* Option B: Incorrect. An insurer formed in another U.S. state is a foreign insurer.
* Option C: Correct. An alien insurer is formed under the laws of a foreign country.
* Option D: Incorrect. Geographic proximity is irrelevant; the distinction is based on legal formation.
This question is part of the Prometric content outline under "State Insurance Statutes, Rules, and Regulations," which covers insurer classifications.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section: State- Specific Knowledge - Oklahoma Insurance Statutes).
Oklahoma Insurance Department, Title 36 O.S. § 105 (definitions of insurers).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.


NEW QUESTION # 135
A condition for which medical advice, diagnosis, care, or treatment was recommended or received during the
6 months immediately preceding the effective date of group health coverage is

  • A. diagnosed condition.
  • B. affiliation period.
  • C. elimination period.
  • D. preexisting condition.

Answer: D

Explanation:
Apreexisting conditionis defined in health insurance as a medical condition for which advice, diagnosis, care, or treatment was recommended or received within a specified period (commonly 6 months) before the effective date of coverage. In Oklahoma, group health insurance policies often include provisions limiting or excluding coverage for preexisting conditions for a certain period, as regulated by federal and state laws, including the Health Insurance Portability and Accountability Act (HIPAA).
* Option A: Incorrect. An elimination period is the waiting period before benefits begin, typically in disability or long-term care policies, not related to preexisting conditions.
* Option B: Incorrect. An affiliation period is a waiting period for late enrollees in HMOs under HIPAA, not tied to medical conditions.
* Option C: Incorrect. A diagnosed condition is not a standard insurance term; it does not specifically denote the timeframe of prior treatment like a preexisting condition.
* Option D: Correct. A preexisting condition matches the definition provided, as per Oklahoma and federal regulations.
This question aligns with the Prometric content outline under "Provisions, Options, Exclusions, Riders, Clauses, and Rights," which covers health insurance exclusions and limitations.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Accident and Health Insurance).
Oklahoma Insurance Department, Title 36 O.S. § 6060.4 (preexisting condition provisions).
HIPAA, 45 CFR § 144.103 (definition of preexisting condition).


NEW QUESTION # 136
......

Our Ok-Life-Accident-and-Health-or-Sickness-Producer valid practice questions are designed by many experts in the field of qualification examination, from the user's point of view, combined with the actual situation of users, designed the most practical learning materials, so as to help customers save their valuable time. Whether you are a student or a working family, we believe that no one will spend all their time preparing for Ok-Life-Accident-and-Health-or-Sickness-Producer exam, whether you are studying professional knowledge, doing housework, looking after children, and so on, everyone has their own life, all of which have to occupy your time to review the exam. Using the Ok-Life-Accident-and-Health-or-Sickness-Producer Test Prep, you will find that you can grasp the knowledge what you need in the exam in a short time. Because users only need to spend little hours on the Ok-Life-Accident-and-Health-or-Sickness-Producer quiz guide, our learning materials will help users to learn all the difficulties of the test site, to help users pass the qualifying examination and obtain the qualification certificate. If you think that time is important to you, try our learning materials and it will save you a lot of time.

Test Ok-Life-Accident-and-Health-or-Sickness-Producer Simulator Online: https://www.testkingpdf.com/Ok-Life-Accident-and-Health-or-Sickness-Producer-testking-pdf-torrent.html

Therefore, our company has been continuously in pursuit of high quality for our Ok-Life-Accident-and-Health-or-Sickness-Producer test simulation questions during the ten years in order to provide dependable and satisfied study materials with superior quality for you, Ok-Life-Accident-and-Health-or-Sickness-Producer valid study guide will give you a better way to prepare for the actual test with its validity and reliability Ok-Life-Accident-and-Health-or-Sickness-Producer questions & answers, The answer is not!

I solved all the questions in real exam with more confidence, Ok-Life-Accident-and-Health-or-Sickness-Producer The default translation timeout varies according to protocol, Therefore, our company has been continuously in pursuit of high quality for our Ok-Life-Accident-and-Health-or-Sickness-Producer test simulation questions during the ten years in order to provide dependable and satisfied study materials with superior quality for you.

100% Pass Quiz 2025 Insurance Licensing Latest Ok-Life-Accident-and-Health-or-Sickness-Producer: Oklahoma Life, Accident, and Health or Sickness Producer Exam Reliable Exam Tutorial

Ok-Life-Accident-and-Health-or-Sickness-Producer valid study guide will give you a better way to prepare for the actual test with its validity and reliability Ok-Life-Accident-and-Health-or-Sickness-Producer questions & answers, The answer is not!

Firstly, download our Ok-Life-Accident-and-Health-or-Sickness-Producer free pdf for a try now, Those who have Windows-based computers can easily attempt the Oklahoma Life, Accident, and Health or Sickness Producer Exam (Ok-Life-Accident-and-Health-or-Sickness-Producer) practice exam.

Report this page